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Hi!

Welcome To Living Large In A Small Town On No Budget.

Odd title, we know.

But, we left a larger town and moved to a smaller town where we had no budget. (We even used a "sneaky"--but legal--method to get the money from the bank to pay cash for our house--which we bought for $7,500 and is now worth over 6 1/2 times that amount in just 13 years.)

So, we've been there and done that.

But, we went beyond that.

We learned not only how to beat the "high cost" of living, but we learned how to live better all around.

You see, when Miz Kathy and I moved to our first "house-house," (we previously lived in a trailer in a trailer court in the "big" city of Billings, MT) over 13 years ago, I had no job lined up. We were living off credit cards, and I didn't qualify for unemployment. So, all we had was Miz Kathy's unemployment check, which at the time was around $400.

Yeah, a little over a month later, I landed a job, but the damage had already been done. We were already trailing behind on trying to catch everything up on the bills. So, in early 2000, we ended up filing for bankruptcy because 3 credit cards refused to accept our payment plans that we worked out through a debt reduction service.

So, the cycle began again (yep, this was our second bankruptcy in our married life together) . It would take years for the bankruptcy to stop affecting our credit.

But, in addition to all that, even though I had beaten a marijuana addiction years earlier, I still loved my smoking and brandy. (I used to be a top tobacconist back in Montana, so it was kind of tough to say "no" to tobacco.)

So, money was going down the drain and in my lungs for years. Wasting money on things that could never provide any long last benefit.

Starting to sound like you and your problem?

Maybe your problem isn't that you are addicted to booze, drugs, or smoking like I was.

But, there's something that you might be addicted to which is destroying your life.

Maybe it's pornography or gambling or something as equally worthless.

Anyhow, let's get back to my story.

I first decided that I had to quit drinking.

You see, it cost me a computer to learn that lesson.

Let me explain to you how that happened.

All in one week, my son was in jail for being stupid (one of these days remind me to tell you why I can base a sitcom around his lifestyle and how I always know when the New England Patriots are going to win the SuperBowl), my mother had just had her first heart stint put in, and Miz Kathy had broken her ankle.

On top of that, I was starting to hate my job (just like you do, probably), and I figured, "I'll just get blitzed, and it will all go away." (Just like those of you reading this might do when you think the bottle will chase away your problems).

So, I downed a bottle of brandy in less than five minutes.

I was slap-happy drunk (one of my friends had bruises from the number of times I slapped his thigh after cracking another joke.)

And, then, I got on my computer and started typing away.

It didn't take long for that fine girl Brandy to turn into a mean little witch.

Because, it was after about an hour and a half that Ralph paid a visit.

Oh, you don't know "Ralph?"

Well, Ralph is a term for when you lose all the contents of your stomach.

And, I happened to lose all the contents of my stomach on to the computer.

Which after that night started acting funny, and less than 36 hours later, it quit working.

So, as we were broke (not poor, I'll explain the difference later), the computer that I had spent over $1200 on was gone.

And, I couldn't just whip out a credit card and buy a new one (remember the bankruptcy).

So, for over a year and a half, I did without a computer.

So, I resolved to never drink again.

I didn't go to Alcoholics Anonymous, or spend money on therapy.

I just walked away from it.

(Sure, Brother Paul, easy for you to do, you've got tons of will power and can do whatever you want to, I hear you thinking. But, you'd be wrong. It's a matter of learning some methods that anyone can master that helped me do that. More on that later.)

Now, it was probably one of the best things I ever did, because now I had to go to the library and read books on success and self-development, which helped me overcome my biggest addiction--cigarette smoking.)

Now, I finally got a computer back, so I could continue what I had started years before.

If you ain't figured it out by now, we do everything as inexpensively as possible.

(For years, I learned how to master internet marketing without paying for anything other than my internet connection.)

So, of course, instead of paying for expensive patches to quit smoking, when I quit smoking, I just walked away from it again.

Now, let me set this up for you.

At one point in my life, I used to smoke 10 joints per day. At one point in my life, I used to drink brandy and beer every weekend. And I used to smoke 2 plus packs per day of cigarettes.

And, not once did I have to get in front of anybody and say, "Hi, I'm Paul, and I'm an alcoholic (or drug abuser)."

Not once did I have to spend a dime on any product that would help assist me off the addiction.

Now, before I go much further, let me break this down as it applies to YOUR life.

Nobody else that I know of will tell you this.

But, I will.

The reason you haven't gotten where you should be is because there is some addiction that is stopping YOU.

It could be as obvious as booze.

Or, it could be something as deep-seated as an addiction to negativity.

But, whatever is blocking you and stopping you is an addiction.

It could be poverty.

It could be an addiction to holding on to your parents telling you that you were worthless.

It could be an addiction to believing that there is some one item that you can buy that will finally make you happy.

You see, the secret to Living Large is not just about learning how to live frugally. There's a lot of people who can penny-pinch that never "Live Large." 

It's a combination of learning how to spend well, save well, and LIVE well.

Am I a billionaire?

Nope.

Am I a millionaire?

Not Yet!

But, Miz Kathy and I own our own house, and in just over a year and a half, when I took a role that people would not accept me in (even though I was right about the advice I gave), we ended up down to $42 in our checking account.

Now, we have over $10,000 in our checking account.

And, no, I didn't do it through a second job.

I didn't stumble on some secret that made people open up their wallet and throw money at me.

We just used common sense principles that let us pay our bills while putting aside the rest.

But, nobody will tell you these common sense principles.

The media wants you to be unhappy with yourself. And, they want you to believe that you cannot enjoy life without their products.

College wants to teach you how to work for somebody else and always be dependent upon others.

Your parents, mistakenly, believe that you have to work hard, study hard, and learn to be a success.

The "gurus" want you to believe that there's is the only trick that will make your life better. (It's not just about making gobs of money. If you don't know how to spend the money in the right way, it won't matter. There are people who win the lottery who within three years are worse off than they were before.)

The medical society wants you dependent upon their pills and "psychiatric" sessions to break your dependencies.

The "Anonymous" societies, who have done a lot of good for some people, mean well, but when you see why we don't believe their methods work the best, you'll understand they are not always the best way to overcome these addictions and obstacles that are preventing you from Living Large.

So, will we be presenting ways to save money.

Yep.

Will we be showing you how to make great meals without paying gobs of money?

Yep.

But, most importantly, we will show you how to overcome your "addictions," the only right way. (Miz Kathy and I were fortunate that for one year and one year only, they taught the basics of these methods at college, and we happened to be in that class. The next year, they went back to teaching the traditional method of "addiction.")

So, if you're interested in Living Large, and you don't want to spend a fortune, there's a newsletter listed at the top right hand corner that you can join.

The choice is YOURS.

Take control of YOUR life, and follow our team who have succeeded with these principles or let everybody else mislead you into chasing principles that won't work for you.

Make it a great day!

Brother Paul (The How 2 Of Wealth Team)

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